✨ Free for Families

Raise Money-Smart
Kids Together

Kupa3 is the pocket-money app that automatically splits allowance across spending, savings, and charity, rewards kids for chores, and even pays interest on savings. Parents stay in control while kids build real financial skills.

Free · iOS & Android · No credit card needed

Kupa Parent Dashboard
📅 Weekly allowance sent!
🐷 Emma saved $10
✅ Liam finished 3 chores
3 Money pots per child
4 Supported currencies
🌱 Built-in Savings encouragement
🔒 Secure Face ID, Touch ID & fingerprint

One App. The Whole Family.

Kupa3 gives parents the tools to manage pocket money effortlessly, while children build real responsibility through chores and learn the three pillars of financial intelligence: spending, saving, and giving.

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Chores & Rewards

Assign chores that repeat once, weekly, bi-weekly, or monthly. Make each one a bonus (extra pay) or mandatory (tied to allowance), and choose whether it pays out instantly or waits for your review.

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🔥

Streaks & Cheers

Recurring chores build a streak the longer kids keep going. When you approve one, send an emoji and a quick note — an instant, personal cheer that shows up right on their chore.

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💰

Main Pot

Deposit or withdraw money for each child instantly. They learn to manage what they have — and you always see the full picture.

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📅

Automatic Allowances

Set a weekly allowance and let Kupa3 distribute it every Friday automatically. Use the split sliders to decide exactly what percentage goes to spending, savings, and charity — and kids can adjust their own split too.

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🔄

Smart Auto-Transfer Split

Use simple sliders to set what percentage of each allowance payment flows automatically into savings and charity. Set it once during onboarding — or let your kids fine-tune it themselves from their own view.

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🐷

Savings Pot

A dedicated savings jar managed by parents, kept separate from everyday spending — the foundation for named goals and automatic monthly interest.

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🚲

Savings Goals

Kids split their savings pot into named goals — 'New Bike' 🚲, 'Trip Fund' ✈️ — each with its own emoji, color, and target, and watch every goal fill up as they save.

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💹

Savings Interest Rate

Set an annual interest rate (0–12.5%) on each child's savings pot. Kupa3 automatically credits interest to their savings every month — teaching kids that saving pays off, literally.

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🫶

Charity Pot

Give generosity a home. Children and parents share a giving pot. Mark donations, set a charity goal, and grow compassion alongside financial skills.

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👨‍👩‍👧‍👦

Whole Family Access

Invite a co-parent with a 6-digit code. Children get their own view to check their balance and spending history — no mum or dad required to look it up.

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🔔

Smart Notifications & Emails

Kids get notified the moment allowance lands, parents get alerts on every transaction, and a nightly digest plus birthday, interest, and reminder emails keep everyone in sync.

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📊

Full Transaction History

Every deposit, withdrawal, and transfer is logged with a timestamp and optional comment. No more "where did that money go?" conversations.

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🔒

Bank-Grade Security

Protect the app with Face ID, Touch ID, or fingerprint. Choose an automatic lock timeout that fits your family's routine, backed by role-based rules at the database level.

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🌐

Language & Currency

Full Hebrew, English, and Spanish support with proper RTL/LTR layout, plus ILS ₪, USD $, EUR €, and GBP £. Kupa3 adapts to your family's language and currency.

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🌓

Dark Mode Ready

Customize your experience with full Dark Mode support. Whether you prefer a clean light look or a high-contrast dark theme, Kupa3 adapts to your style.

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Savings Pot with Interest

The Intelligence Behind the App

Kupa isn't just a list of numbers. It's a financial engine powered by secure Cloud Functions and real-time database tech, designed specifically for modern family life.

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Automated Interest Engine

Teach the power of compounding. Set an annual rate and Kupa handles the monthly credits automatically.

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📧

Daily Family Digest

Stay in sync without opening the app. Receive a nightly summary of all transactions and milestones.

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🔒

Biometric Cold-Start Lock

Bank-grade security that protects your family's data with Face ID and Touch ID integration.

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Teaching the Joy of Giving

Money is for spending and saving, but also for helping. Our Giving Pot features a unique 'Heart-Burst' animation when children contribute, making the emotional reward of charity tangible.

🫶

Shared Charity Goals

Parents and children can name their cause together, tracking every penny toward a real-world impact.

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Giving Pot with History
🧹 Noa's Chores 🔥 5-day streak
🛏️ Make the bed Weekly · Due Fri ✅ Approved
🐶 Walk the dog Daily · Streak 5 ⏳ For review
📚 Read 20 minutes Once · Bonus ₪10 Due Friday

Chores That Pay Off

Assign real tasks, not just money movements. Kids check them off, you approve with a tap, and the reward lands automatically — turning everyday responsibility into a habit they actually want to keep.

Bonus or Mandatory

Bonus chores pay extra on top of allowance; mandatory ones are tied to it, with a gentle warning before payout if one's still outstanding.

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🔥

Streaks Kids Chase

Weekly, bi-weekly, and monthly chores build a streak the longer they keep going — with a best-ever record and a gentle, honest recap if one breaks.

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🎉

Parent Cheers, Instantly

Approve straight from the notification, and attach an emoji and a note — the child sees your reaction the moment it lands.

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Up and running in 3 minutes

No bank account. No credit card. Just download, sign in, and start your family's financial journey.

1
📲

Download & Sign In

Create a free account with your email or Google. Takes under 60 seconds.

2
👶

Add Your Children

Enter their name, birthday, and photo. Set a weekly allowance, then use sliders to choose the savings and charity split — and optionally set a savings interest rate.

3
🚀

Watch Them Grow

Every Friday the allowance runs automatically — split into pots as you configured. Savings earn interest monthly. Track balances, celebrate milestones, and watch generosity and good habits flourish.

👫
Parenting together? Invite your partner with a secure 1-hour code — both parents stay in sync, in real time.

Their money, their view

Children get their own dedicated screen — a colourful, fun view of their spending balance, charity pot, and (when the parent enables it) their savings pot. They can check their balance anytime, set their own goals, and feel proud of what they're building.

  • 💳 See their spending balance in real time
  • 🐷 Watch savings grow toward a named goal (when parent shares it)
  • 🫶 Track how much they've given to charity — and name their cause
  • 🔄 Set their own savings & charity split percentage
  • 🧹 Check off chores and earn a streak the longer they keep going
  • 🔔 Get notified the moment allowance arrives
  • 📜 Browse full transaction history
  • 📷 Update their own profile photo from camera or gallery
Child Main Pot Child Main Pot

Real parents. Real results.

★★★★★

"Kupa3 changed the way our kids think about money. Emma actually asked to put more into savings last month. I couldn't believe it!"

S
Sarah M.
Mum of 2, London
★★★★★

"The chores streak is oddly addictive — for my kid, not just me! He races to walk the dog before bed so he doesn't break his streak. 😂"

D
Daniel K.
Dad of 3, New York
★★★★★

"The charity pot is genius. My son now asks where his donations went and wants to give more. Financial empathy for an 8-year-old — wow."

R
Rachel T.
Parent of 1, Tel Aviv
Kupa3 icon

Start your family's
financial journey today

Free. No credit card. Takes 3 minutes to set up.

✅ Free to download ✅ No subscription ✅ No ads ✅ Family privacy

Built with ❤️ by a parent, for parents. No hidden fees, no trackers, just real financial literacy.