Kupa3 is the pocket-money app that automatically splits allowance across spending, savings, and charity, rewards kids for chores, and even pays interest on savings. Parents stay in control while kids build real financial skills.
Free · iOS & Android · No credit card needed
Kupa3 gives parents the tools to manage pocket money effortlessly, while children build real responsibility through chores and learn the three pillars of financial intelligence: spending, saving, and giving.
Assign chores that repeat once, weekly, bi-weekly, or monthly. Make each one a bonus (extra pay) or mandatory (tied to allowance), and choose whether it pays out instantly or waits for your review.
Learn more →Recurring chores build a streak the longer kids keep going. When you approve one, send an emoji and a quick note — an instant, personal cheer that shows up right on their chore.
Learn more →Deposit or withdraw money for each child instantly. They learn to manage what they have — and you always see the full picture.
Learn more →Set a weekly allowance and let Kupa3 distribute it every Friday automatically. Use the split sliders to decide exactly what percentage goes to spending, savings, and charity — and kids can adjust their own split too.
Learn more →Use simple sliders to set what percentage of each allowance payment flows automatically into savings and charity. Set it once during onboarding — or let your kids fine-tune it themselves from their own view.
Learn more →A dedicated savings jar managed by parents, kept separate from everyday spending — the foundation for named goals and automatic monthly interest.
Learn more →Kids split their savings pot into named goals — 'New Bike' 🚲, 'Trip Fund' ✈️ — each with its own emoji, color, and target, and watch every goal fill up as they save.
Learn more →Set an annual interest rate (0–12.5%) on each child's savings pot. Kupa3 automatically credits interest to their savings every month — teaching kids that saving pays off, literally.
Learn more →Give generosity a home. Children and parents share a giving pot. Mark donations, set a charity goal, and grow compassion alongside financial skills.
Learn more →Invite a co-parent with a 6-digit code. Children get their own view to check their balance and spending history — no mum or dad required to look it up.
Learn more →Kids get notified the moment allowance lands, parents get alerts on every transaction, and a nightly digest plus birthday, interest, and reminder emails keep everyone in sync.
Learn more →Every deposit, withdrawal, and transfer is logged with a timestamp and optional comment. No more "where did that money go?" conversations.
Learn more →Protect the app with Face ID, Touch ID, or fingerprint. Choose an automatic lock timeout that fits your family's routine, backed by role-based rules at the database level.
Learn more →Full Hebrew, English, and Spanish support with proper RTL/LTR layout, plus ILS ₪, USD $, EUR €, and GBP £. Kupa3 adapts to your family's language and currency.
Learn more →Customize your experience with full Dark Mode support. Whether you prefer a clean light look or a high-contrast dark theme, Kupa3 adapts to your style.
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Kupa isn't just a list of numbers. It's a financial engine powered by secure Cloud Functions and real-time database tech, designed specifically for modern family life.
Teach the power of compounding. Set an annual rate and Kupa handles the monthly credits automatically.
Learn more →Stay in sync without opening the app. Receive a nightly summary of all transactions and milestones.
Learn more →Bank-grade security that protects your family's data with Face ID and Touch ID integration.
Learn more →Money is for spending and saving, but also for helping. Our Giving Pot features a unique 'Heart-Burst' animation when children contribute, making the emotional reward of charity tangible.
Parents and children can name their cause together, tracking every penny toward a real-world impact.
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Assign real tasks, not just money movements. Kids check them off, you approve with a tap, and the reward lands automatically — turning everyday responsibility into a habit they actually want to keep.
Bonus chores pay extra on top of allowance; mandatory ones are tied to it, with a gentle warning before payout if one's still outstanding.
Learn more →Weekly, bi-weekly, and monthly chores build a streak the longer they keep going — with a best-ever record and a gentle, honest recap if one breaks.
Learn more →Approve straight from the notification, and attach an emoji and a note — the child sees your reaction the moment it lands.
Learn more →No bank account. No credit card. Just download, sign in, and start your family's financial journey.
Create a free account with your email or Google. Takes under 60 seconds.
Enter their name, birthday, and photo. Set a weekly allowance, then use sliders to choose the savings and charity split — and optionally set a savings interest rate.
Every Friday the allowance runs automatically — split into pots as you configured. Savings earn interest monthly. Track balances, celebrate milestones, and watch generosity and good habits flourish.
Children get their own dedicated screen — a colourful, fun view of their spending balance, charity pot, and (when the parent enables it) their savings pot. They can check their balance anytime, set their own goals, and feel proud of what they're building.
"Kupa3 changed the way our kids think about money. Emma actually asked to put more into savings last month. I couldn't believe it!"
"The chores streak is oddly addictive — for my kid, not just me! He races to walk the dog before bed so he doesn't break his streak. 😂"
"The charity pot is genius. My son now asks where his donations went and wants to give more. Financial empathy for an 8-year-old — wow."